At Premier Yamaha, we are boating and watersports enthusiasts, and there’s nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality boat, pontoon and outboard motor can bring. If you’re considering financing your new Berkshire Pontoons, Hurricane, Majek Boats, NauticStar, Ranger Boats, Sea Fox, Skeeter, Sportsman, WeldBilt, Xpress Boats or Yamaha Marine, you’re in good hands with our finance department. We are thrilled to get the opportunity to help you set up a financing plan that gets you out on the water as soon as possible.
We don’t just finance boats as bass, bay, center console, deck boat, fishing, side console, sport Fishing and walkaround, pontoon and outboard motor – you can also add parts and accessories, an extended service plan, and everything else you need to make sure your ownership experience is fun and rewarding, all for one simple monthly payment!
Our knowledgeable finance staff are here to make the process of purchasing your boat, pontoon or outboard motor easy, so don’t put off your dreams. Come in and talk to us today! You’ll know you made the right choice when you launch your new Berkshire Pontoons, Hurricane, Majek Boats, NauticStar, Ranger Boats, Sea Fox, Skeeter, Sportsman, WeldBilt, Xpress Boats or Yamaha Marine out on the water.
Apply Today
There’s no reason to wait! To get a quote, apply now. Our staff will contact you about our available financing options.
Frequently Asked Questions
Yes. Premier Boating Centers offers financing options on many new and pre-owned boats. Our team works with trusted marine lenders to help you find competitive rates and payment terms that fit your budget. Whether you’re buying your first boat or upgrading, we can guide you through the entire finance process from application to approval and whether it’s a used boat or new boat.
You can start your financing application by contacting your nearest Premier Boating Centers location or reaching out to our sales team. In many cases, we can begin the application on our secure website page dedicated to financing, and if needed can collect any additional information we need to submit to our lending partners. We’ll walk you through each step and let you know exactly what to expect.
Yes, pre-approval is often a smart first step. Getting pre-approved gives you a better idea of your estimated budget and monthly payment range, which makes it easier to shop with confidence. Our team can help you submit a pre-approval application and then match you with boats that fit your price range
In many cases, yes. Financing is often available for qualified buyers on select used and pre-owned boats. Approval and terms may depend on factors like the boat’s age, price, and condition, along with your credit profile. Our team can review the specific boat you’re interested in and let you know what options are available.
Our lending partners work with a wide range of credit profiles. Your approval, rate, and terms are determined by the lenders based on your credit history, income, debt-to-income ratio, and other factors. Even if you’re unsure about your credit, we encourage you to apply—our team will do their best to find an option that works for you.
A down payment is often recommended and may be required depending on the lender, the amount financed, the boat’s price, and your credit profile. A larger down payment can sometimes help you secure better terms or a lower monthly payment. Our team can discuss down payment guidelines with you for your specific situation.
Yes, if you have a boat to trade, the value of your trade-in can usually be applied toward your down payment or purchase price. We will appraise your current boat and factor its value into your deal to help reduce the amount you need to finance.
In many cases, yes, you can pay off your boat loan early, but policies vary by lender. Some lenders have no prepayment penalties, while others may have specific terms. Before you sign, we’ll review the loan details with you so you understand any prepayment conditions and can choose the option that fits you best.
To start a financing application, you’ll typically need basic personal information, employment details, and income amounts. Depending on the lender, you may also be asked for your driver’s license or other supporting documents. Our team will let you know exactly what’s required and guide you step-by-step through the process.
In many cases, approvals happen the same day once we submit your application to our lending partners. Some applications may take a little longer depending on the lender or the amount being financed, but we’ll keep you informed throughout the process so you know what to expect.
Loan terms vary by lender, but many marine loans offer flexible repayment options. Depending on the boat and your credit profile, you may be able to choose from a range of loan lengths to find a monthly payment that fits your budget. Our team will help you explore the available options.
Often, yes. Many lenders allow you to include additional equipment—such as trolling motors, electronics, trailers, or other upgrades—into the total amount financed. Just let us know what you’re planning to add, and we’ll help determine what can be included with your loan.
Financing may be available for motors, trailers, or repower projects depending on the lender and the cost involved. If you’re interested in financing a specific motor or trailer, our team can review the details and let you know what options are available.
Yes. Most lenders require proof of boat insurance before finalizing a loan. This protects both you and the lender. If you need help getting insurance set up, we can point you toward local providers who specialize in marine coverage.
In many cases, yes. We work with buyers from multiple states, and most lenders allow out-of-state financing as long as certain requirements are met. Contact us and we’ll walk you through the steps based on your location.
Some lenders allow financing for commercial use, while others only finance recreational vessels. If you plan to use the boat for business—such as guiding, rentals, or work purposes—just let us know and we’ll check which lenders offer programs that fit your needs.
Most lenders require a standard credit check, which may have a small impact on your score. This is normal for any loan application. If you’re concerned about credit or want to explore options first, our team can walk you through what to expect before you apply.
If a lender is unable to approve your application, we can often explore additional lenders or adjust the structure of the deal—such as the loan amount or down payment. Every situation is different, and our goal is to help you find the best path forward.